Your wedding day is one of the most memorable days of your life. Designing Memories is dedicated to delivering fresh ideas, informative tips, and expert advice to couples as they plan one of the most important events in their lives. We hope you will be inspired by our blog and welcome you to contact our partner vendors!
Thursday, March 29, 2018
Budget Related Q&A
1.How do we avoid overspending?
This may not sound easy, but decide
on a budget and stick to it. When deciding on a budget choose five things, as a
couple, that are the most important elements that you may want to spend a little
extra money on. Bottom line: if it is not essential and you are not going to
look back on your wedding day wishing you got “fill in the blank” for your
special day then you should consider doing without that item. That being said
if you are able to save big on an item that otherwise would have taken up a lot
of your budget or choose to eliminate something feel free to treat yourself to
that something extra you wanted, but be sure to discuss it with your partner
2.Should we get wedding insurance?
Wedding insurance is always a good
idea but not a necessity in most cases. It is a great way to protect your
investment and some wedding venues require you to purchase wedding insurance
when you book your date with them. To get full details and/or purchase
wedding insurance go to travelers insurance: www.protectmywedding.com or
www.wedsafe.com. You will notice below is a partial list of items your wedding
insurance may cover depending on your provider and chosen level.
If the bride or groom is unexpectedly called up
to duty, or her or his military or service leave is revoked, forcing you to
postpone the event, we can provide reimbursement for non-recoverable expenses.
If the wedding needs to be postponed because
sudden illness prevents the bride, groom or their parents from attending, you
can receive reimbursement for non-recoverable expenses.
3.Is an “off-season” wedding really less
Yes. If you are planning to
have your wedding between November and April (especially January, February, or
March) you will save about 25% on your wedding. By booking off-season you have
a much better chance of getting discounts and special offers from many of your
vendors. Another money saver would be to book your wedding on any other day of
the week but Saturday.
4.Can we count on paying for our wedding with
the monetary gifts we get from our guests?
NO. Never count on the
monetary gifts to pay for your wedding. Great Aunt Gertie may have a mansion
and quite a bit in the bank, but maybe she has not been to a wedding for a long
time and still thinks thirty dollars is a great wedding gift. All joking aside…This
is truly not a good idea because you are taking a huge gamble on there not
being anywhere near enough money to pay for your wedding. You won’t want to be
ill prepared to pay for all of the bills that will inevitable be arriving.
Also, many vendors require full payment the week before your wedding anymore so
paying after the wedding may not be a possibility at all.
5.If my parents, in-laws, or other family are paying for our wedding completely
or contributing to a special element of our wedding should they be allowed to
have say in how we spend the money they offer?
Yes. It is only fair to include them in
choosing the element(s) they are financially assisting you with. Many will not
force their opinions and ideas upon you, but if they want to be fully involved
there are many ways to appease them without giving up your own dreams. First,
ask them if they would like to be involved and if so ask them which element(s)
they would most like to be a part of. Second, go with your fiancé for the first
appointment with “Vendor A” to see what your options are before you get too
many opinions and ideas thrown at you. If they did not go to the first
appointment invite them to the next appointment to show them a small number of options
that you and your fiancé liked the best. This way they will feel involved in
the process, no one will get overwhelmed, and you will still have something
that is just what you have wanted. Also, involving them from the beginning by
taking them to an appointment will help you to avoid possible issues and
resentment later. Finally, be sure to write them a nice thank you card or take
them out to dinner as a thank you for their support.
6.Is it okay to ask parents or close family to help pay for your wedding?
Yes, but do go about asking in
a tactful way. Be prepared with estimates, photos, and vendor information ahead
of time. Being prepared will help to make them comfortable in helping you and to
be aware of the current pricing. After preparing be sure to set aside time talk
to them so that you will have their undivided attention. Start with friendly
conversation about your wedding and show them some photos of cakes or venues
you have been interested in. Approach the subject gingerly, but direct enough
that they understand what it is you are asking of them. For example tell them
that you and your fiancé were trying to figure out how to budget for your
wedding and were wondering if they would consider helping. From there you can
ask them for advice on budgeting as well as talk about what it is they would
like to pay for and how much they are able to offer. If they seem put-off by
your asking remain calm. Communicate you wanted to be sure of what you as a
couple would be paying for so that you may create an accurate budget for
yourselves. They may need some time to think it over so do give the person you
are asking for help from time to think about their answer.
7. Does the wedding party pay for their own attire or are we required to pay for their attire?
It is a nice gesture but you
are not required to purchase your wedding party’s attire. Typically the dresses
and tuxes (attire in general) your wedding party purchases or rents are paid
for by the individuals that have accepted the offer to be a part of your
wedding party. Tuxes can commonly be rented relatively inexpensively but do
keep in mind the financial situation of your ladies when choosing the style of
dress you would like them to wear, especially if you are not buying.
8.Are there hidden expenses involved in
planning for a wedding?
Yes. Always ask your vendor if
they have given you the final and total quote including taxes, delivery, and
set up. Make sure to get final totals broken down on your contract or an
invoice so that you know exactly what you are being charged for. Corkage fees
and cake cutting fees may also apply depending on the venue and bartender you